Loan with Bad Credit

Is there a way to get some loan or cash without good credit and such. Stupid cost of living crisis straching me thin and I need help

>>33502 You must understand that taking a loan will not help you unless you have a plan to either make more money or dramatically cut expenses. You can't afford your bills today, what makes you think you will be able to afford your bills plus interest tomorrow?

Start looking at financial help options from gov first. I bet like most you didnt max out what you can get. If that's not enough look at reducing expenses however possible. Depending on how desperate it is you can pull stuff like shower at university to save money and in general sit in university using their pc room instead of using your own electricity at home.

>>33502 If you are being stretched thin getting into high interest debt is a bad idea. The kind of people that will lend people in dire straits money are predatory and are expecting you to default so they can get you in a debt trap. Cut down on outgoings, increase your income if at all possible, look at governmental and community support if any is on offer. Food banks are pretty common now, sadly. I'd be looking at getting on the list of one of those. Go through your bank statements with a highlighter and note any superfluous expenses you can cut down on or get rid of, you've probably not got netflix etc. if you're on lainchan but if you do or have any other subscriptions get rid of them first, then look at costs in order of luxury -> Nice but can be lived without ->Nigh essential -> essential then cut fat where you can. Other idea is to get a second job, it is like kicking dead whales down the beach but I've done it in the past, and you're spending less time in your own place means lower electricity and heating costs, sometimes you can get free food at work as well, fast food places and cleaning work are always available. I used to clean at a hospital while in the aimless trash phase of my life and would sometimes sleep in an abandoned office in a mothballed part of the building because the place was always heated, which my apartment wasn't, and there was free wifi and hot water 24/7

I do not plan for borrow from mafia that can actually kill me later. However there are online borrowing services where you can easily get away with borrowing and not paying anything back later. If borrow amount is too small it will cost them more in legal fees and such to chase you down. And if they are insured then they can get their insurer pay them back all unpaid loans with interest. So they would be willing to shell out the cash. Question is how to find a online borrower like that and what stuff tell them to get loan so that they could pass that stuff to the insurer as 'looked like legit guy who will pay back' but he defaulted so you pay us back.

>>33528 Ah, I see. So your question wasn't "How do i get a loan?" but rather "How do i get away with not paying back a loan?". Unfortunately I'm not experienced in such matters, but best of luck!

>>33516 This. The government pays for half my bills and my phone that I use for free mobile data with the hotspot. I get most of my food with EBT and I'm smart with the bank. On top of that I also work under the table for extra money on top of the income I make from my part time job. If the state is giving out free soykaf you're stupid not to take it. I live a more comfortable life than those who wage slave all day and I can afford to work on my own projects.

>>33572 That makes sense, but because cost of living crisis and shortage of rental properties where I live that is not enough anymore. Expenses go up and government payments do not keep up.

>>33528 Do you think you're the first person in history to have this idea? Report back on how it goes.

>>33528 I wouldn't risk that. Plus, a bunch of people here have already suggested if your stretched thin then think up of innovative ways to reduce your expenses. Don't pay for Netflix, pirate stuff online, use a public library or cafe to save on your electric bill, steal soykaf like coffee packets and sugar from your workplace kitchen, use public transport instead of paying for gas etc. I knew a girl who'd use dating apps to get a free meal out of a guy. Borrowing money and not paying it back is just stupid, you can pull that soykaf with family but when it comes to other people (especially professional services) don't ever risk it.

>>33576 What is Netflix? I would assume all people here only pirate stuff. I use libraries and public transport already. Other stuff is not really applicable for various reasons as well.

>>33502 don't take out loans. do this instead: >live in car >use public spaces for washing, AC, etc. >use food banks/soup kitchens if you have a car and an apartment you could get rid of the car and use public transportation, walking and biking. Keeping the car and getting rid of the apartment would be massively more beneficial in this situation.

if you do manage to get a loan or a credit card, don't pay. don't try to pay, don't expect to pay. if they come asking, try and draw it out. draw it out some more. maybe offer to settle for a much smaller amount. Shamelessly small. Make it seem like the best you can do. Ive never done this but I've heard it given as advice and I'd like to see it work out lol.

>>33576 >I knew a girl who'd use dating apps to get a free meal out of a guy. Best damn thing I heard this week. Keep abusing society.

Anyone ever used freebitco.in or similar bitcoin related websites. It is possible to make money with them.

>>33594 Yeah except the man forces you to pay for insurance so having a car without income is totally infeasible.

This is my current plan: I have an ebike, and when I have exhausted my current living situation, I will find a nice spot in the woods, pitch a tent, and plug my laptop into a tree. :P

>>33594 How do I live in a car if I need a loan to even buy a used car. >Food banks and kitchens All those places that got shut down? >public spaces Very strict and hostile security

>>33615 This really doesn't deserve an answer, but, No. Faucets have never been worth anyones time. Enjoy your miniscule fraction of a coin.

>>33615 >>33654 You could argue they were worth it back in 2010 or so, assuming you'd somehow have enough knowledge and forethought to know the crypto market as a whole would reach hundreds of billions in mcap. Needless to say, that boat has long since sailed.

>>33502 there's always the siberian chipmunk method https://en.wikipedia.org/wiki/Siberian_chipmunk

>>37598 i wouldnt click that (filler...................................................................................................................................................................................................................................................................................................................................................................................................................................................................)